Health insurance to obtain the NIE. Requirements and coverage.

Health insurance to obtain the NIE. Requirements and coverage.

Health insurance to obtain the NIE, what are its requirements and coverage. When facing the process of obtaining the NIE (Foreigner Identification Number) in Spain, numerous questions may arise that can be confusing for applicants. One of the main questions that arises is whether it is necessary to have health insurance to meet the NIE requirements. In this article, we will answer this question and clarify key concepts regarding the NIE and the required medical coverage.

The NIE stands for “Foreigner Identification Number,” and it is an essential number for any administrative procedure in Spain, whether it is buying property or holding shares in a company. On the other hand, the TIE (Foreigner Identity Card) is related to legal stay or residence in Spain and will always include the NIE number. This distinction can lead to some confusion.

There are different requirements and issues related to health insurance:

Health Insurance for NIE in the Case of Study Visas:

In the context of study visa applications in Spain, it is necessary to have health insurance for the residence permit.

In addition to medical coverage, these applications must include repatriation insurance to the country of origin in case of the holder’s death or serious illness.

Health Insurance for NIE for Non-Lucrative Residence:

In situations where NIE is requested for non-lucrative residence, applicants must also be backed by health insurance. It is important to mention that certain groups, such as minors with at least one parent or guardian contributing to Social Security, or the spouse of a worker contributing to the system, are exempt from presenting health insurance for the residence permit.

Health Insurance for NIE for European Union Citizens and their Relatives:

EU citizens and their relatives who wish to reside in Spain for more than three months and do not engage in work activities in the country must present health insurance, whether public or private.

Family Reunification:

In the family reunification process, requirements vary depending on the relationship with the applicant. If reunification is for the spouse or child under 21 of a citizen contributing to the Spanish Social Security or a pensioner, it will not be necessary to present health insurance for the residence permit. However, if the reunification is for ascendants, such as the parents of the applicant, health insurance for residence will be required. In the case of ascendants, applicants face complications due to the advanced age of family members, making it difficult to obtain health insurance. It is recommended to visit our post on health insurance for individuals over 75 years old.

What coverage should the health insurance have to obtain the NIE?

The law establishes that the insurance must provide coverage equivalent to that offered by the National Health System during the residence period.

This means that health insurance must meet three basic points:

  • It must be comprehensive health insurance with coverage for emergencies, specialist consultations with diagnostic tests, hospitalization, and surgery.
  • No co-payments.
  • No waiting periods.

For more information on the meaning of co-payments and waiting periods, it is recommended to visit our blog on health insurance vocabulary.

It is crucial that health insurance meets the three requirements mentioned above to be able to submit them with the NIE obtaining files.

Health insurance to obtain the NIE. Requirements and coverage.

Health insurance that meets the requirements for obtaining the NIE

Senior Health Insurance

Insurance for individuals over 75 years old that meets the requirements for obtaining the NIE (Foreigner Identification Number).