HEALTH INSURANCE FOR FOREIGNERS

An insurance with all the coverages you need today and those you might need tomorrow.

HEALTH INSURANCE FOR FOREIGNERS

EMERGENCIES

24-hour emergency coverage. With ambulance assistance

SPECIALISTS

All specialties: cardiology, dermatology, gynecology, allergology, traumatology, etc. With all diagnostic tests.

HOSPITALIZATION AND SURGERY

Unlimited coverage for hospitalization and surgery. Hospitalization without limits on days (except psychiatric, maximum 60 days per year)

MEDICAL NETWORK

The best medical network, with over 51,000 healthcare professionals, 1,000 healthcare centers, and 7 out of the top 10 hospitals in Spain at your disposal.

TRAVEL ASSISTANCE

Travel assistance: Up to €20,000 in medical, pharmaceutical, ambulance, and dental expenses worldwide, covering trips of up to 180 days. Legal assistance for traffic accidents, extended stays, and repatriation included.

DENTAL COVERAGE

Dental coverage included, at no additional cost. It includes over 50 free procedures and the rest at special prices.

PSYCHOLOGICAL COVERAGE

Psychotherapy: 20 sessions per year. 40 sessions per year for eating disorders, cases of bullying, cyberbullying, work-related stress, and gender or family violence.

Health insurance to obtain the NIE. Requirements and coverage.

Extra Service

A comprehensive health insurance that helps you avoid overcrowding and ensures the most comfortable, fast, and effective healthcare when you need it most. No waiting lists or lengthy procedures.

You will have free access to an extensive catalog of additional coverages:

Unlimited sessions of physiotherapy, podiatry, and rehabilitation.

Nutritionist: 20 sessions per year for the treatment and control of obesity.

Prostheses without limits.

Breast reconstruction after radical surgery.

We do not increase the price based on the use of the insurance.

We will accompany you always. Your policy will be lifelong starting from the third year.

Frequently Asked Questions about DKV Health Insurance

  • Immediate attention and short waiting lists.

  • A wide range of medical centres and specialists. You will have complete freedom to choose the specialist that you need or that best suits you within our extensive medical directory.

  • Choose the hospital.

  • Short wait for diagnostic tests. Below the average time of the public health service.

  • Cover abroad, medical, surgical, pharmacy, hospitalisation and ambulance costs abroad (€20,000 limit).

  • Differential cover, such as dental insurance, which we include free in our health insurance.

This insurance for foreigners has no copayments to meet the requirements demanded by immigration in their procedures

A waiting period is the period of time set in the contract, from the date the policy enters into force, during which part of the cover included in the policy guarantees does not take effect. This period is calculated by months, counting from the effective date of the policy for each of the insured persons included in it.

The covered by the health insurance have no waiting periods.

However, on some instances, you can pay a premium surcharge, which is an additional amount or complementary premium paid to cover a risk excluded from the general terms and conditions.

HEALTH INSURANCE FOR FOREIGNERS